These Terms of Service (“Terms”) govern your access to and use of the services provided by Prime Finance International（PFI）. (“PFI”, “Company”, “we”, “us”, or “our”) through the PFI website and any related APIs, widgets, integrations, or services (collectively referred to as the “Services”).
By accessing or using the Services, you agree to be bound by these Terms and the PFI Privacy Policy.
If you do not agree with these Terms, you must not use the Services.
1.1 The Services are intended only for individuals who are at least 18 years old. br
1.2 By accessing the Services, you represent and warrant that:
a) You are legally permitted to use digital asset services in your jurisdiction.
b) You have the authority and capacity to enter into these Terms.
c) Your use of the Services complies with all applicable laws and regulations.
1.3 If you access the Services on behalf of a company or organization, you represent that you are authorized to bind that entity to these Terms.
2.1 PFI provides a technology infrastructure platform that aggregates third-party fiat on-ramp and off-ramp service providers.
2.2 Through the PFI platform, users may access services offered by independent third-party providers that facilitate:
a) Fiat-to-cryptocurrency purchases (on-ramp).
b) Cryptocurrency-to-fiat conversions (off-ramp).
2.3 PFI provides a Platform-as-a-Service (PaaS) solution enabling websites, applications, and blockchain platforms to integrate multiple fiat gateway providers through a single interface.
2.4 PFI only aggregates and displays available providers and enables technical integration between users and those providers.
3.1 Corporate Information
3.1.1 Prime Finance International（PFI）. operates under the laws of the United States of America.
3.1.2 This website is the official website of PFI
3.1.3 Compliance inquiries may be directed by contacting us
3.2 What PFI Does
3.2.1 PFI provides technology infrastructure that aggregates multiple third-party fiat gateway providers.
3.2.2 Through APIs, SDKs, and embedded integrations, PFI enables users and platforms to connect with licensed payment providers offering fiat on-ramp and off-ramp services.
3.2.3 Transactions are executed directly between the user and the selected payment provider.
3.2.4 PFI does not directly transact with end users.
3.3 What PFI Does Not Do
3.3.1 PFI does not operate as a cryptocurrency exchange.
3.3.2 PFI does not buy or sell cryptocurrencies.
3.3.3 PFI does not provide digital asset swap services.
3.3.4 PFI does not process fiat payments.
3.3.5 PFI does not provide custody of digital assets.
3.3.6 PFI does not offer lending or credit services.
3.3.7 PFI does not determine exchange rates.
3.3.8 PFI does not act as merchant of record.
3.3.9 PFI is not a party to the contractual relationship between users and payment providers.
3.3.10 At no point does PFI take custody of users’ funds or digital assets.
4.1 Transactions facilitated through the PFI platform occur directly between the user and the selected payment provider.
4.2 Third-party providers are responsible for:
a) KYC verification.
b) AML compliance.
c) Payment processing.
d) Transaction settlement.
e) Regulatory compliance.
4.3 Each provider operates under its own Terms of Service, Privacy Policy, and regulatory framework.
4.4 Users must review and accept the terms of the selected provider before completing any transaction.
4.5 PFI does not control the services, fees, or exchange rates offered by third-party providers.
5.1 PFI does not charge users directly for accessing the platform.
5.2 PFI may receive service fees or commissions from third-party providers for integrations or referrals.
5.3 Any transaction fees are determined solely by the selected payment provider.
6.1 Users agree not to use the Services for illegal purposes.
6.2 Users must not provide false or misleading information.
6.3 Users must not attempt to bypass platform security measures.
6.4 Users must not interfere with the functionality of the Services.
6.5 Users must ensure compliance with all applicable laws in their jurisdiction.
7.1 The Services may not be available in jurisdictions where cryptocurrency services are restricted or prohibited.
7.2 Users located in jurisdictions subject to international sanctions may not use the Services.
7.3 This includes jurisdictions restricted under U.S. sanctions programs administered by the Office of Foreign Assets Control (OFAC).
7.4 PFI reserves the right to restrict access to the Services in any jurisdiction at its discretion.
8.1 All intellectual property associated with the PFI platform remains the exclusive property of Prime Finance International（PFI）.
8.2 This includes software, APIs, platform technology, branding, website content, and trademarks.
8.3 Users are granted a limited, non-exclusive license to access the Services solely for lawful use.
9.1 The Services are provided on an “as-is” and “as-available” basis.
9.2 PFI does not guarantee:
a) Continuous availability of the platform.
b) Availability of specific payment providers.
c) Successful completion of transactions.
d) Accuracy of information provided by third-party providers.
10.1 PFI is not responsible for transactions conducted with third-party providers.
10.2 PFI shall not be liable for:
a) Transaction failures.
b) Payment delays.
c) Chargebacks.
d) Incorrect wallet addresses.
e) Exchange rate fluctuations.
f) Regulatory actions affecting providers.
10.3 To the maximum extent permitted by law, PFI shall not be liable for any indirect, incidental, or consequential damages.
11.1 Users must comply with all applicable laws and regulations. This includes laws relating to anti-money laundering (AML), sanctions compliance, and digital asset regulations.
12.1 PFI reserves the right to modify these Terms at any time.
12.2 Updated Terms will be published on the official website of PFI
12.3 Continued use of the Services after updates constitutes acceptance of the revised Terms.
13.1 PFI may suspend or terminate access to the Services if a user violates these Terms or applicable laws.
13.2 Users may discontinue use of the Services at any time.
14.1 These Terms shall be governed by and construed in accordance with the laws of the United States of America.
14.2 Any disputes arising from these Terms shall be subject to the jurisdiction of the courts within the United States.
15.1 For questions regarding these Terms, please contact:
Prime Finance International（PFI）.
16.1 PFI operates solely as a technology infrastructure provider aggregating third-party fiat on-ramp and off-ramp providers.
16.2 PFI does not provide regulated financial services and does not:
a) Operate as a cryptocurrency exchange.
b) Process fiat payments.
c) Provide digital asset custody services.
d) Execute cryptocurrency trades or conversions.
e) Operate as a money transmitter.
16.3 All financial services accessible through the PFI platform are provided directly by independent licensed third-party payment providers.
16.4 Considering the limited technical role of PFI as a platform aggregator, PFI does not operate as a financial institution or virtual asset service provider.
16.5 Any licensing obligations related to financial transactions are the responsibility of the selected third-party provider facilitating the transaction.
PFI 出入金通道聚合器
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